Senior Manager – Finance – NBFC & Real Estate – CA

A. NBFC Finance, Compliance & Regulatory:

– Manage end-to-end finance functions, including borrowings and capital management.

– Ensure timely submission of RBI returns (NBS-1 to NBS-7) and ALM reports.

– Monitor CRAR, asset quality, and provisioning per RBI norms.

– Oversee fund-raising documentation, NCD issuance, and bank borrowings.

– Implement internal controls per RBIs Scale-Based Regulation (SBR) framework.

– Ensure compliance with RBI Governance Directions 2025.

B. Real Estate Company Finance & Accounting:

– Oversee project-wise accounting, budgeting, and financial reporting.

– Prepare cash flow statements, project-wise P&L, and fund utilization reports.

– Ensure revenue recognition per Ind AS / POC Method.

– Interface with sales, construction, and legal execution teams.

– Manage GST for real estate transactions, including JDA and works contracts.

– Handle RERA compliance, including escrow management and quarterly filings.

– Oversee direct tax matters and liaise with auditors and consultants.

C. Group / Consolidated Finance:

– Prepare consolidated MIS for Board review.

– Manage surplus fund investments and maintain relationships with bankers and rating agencies.

– Drive financial planning, budgeting, and variance analysis at the Group level.

– Provide strategic financial guidance on capital allocation and new projects.

Qualification & Experience:

– Chartered Accountant (ICAI) is mandatory.

– 812 years of post-qualification experience in Finance & Accounts.

– Minimum 35 years of experience in an NBFC/HFC and a Real Estate developer.

– Proven track record of heading or co-heading a Finance function.

– Candidates with dual exposure to both Real Estate and NBFC sectors are preferred.

Technical Skills:

– Accounting: Tally Prime, Ind AS / IGAAP.

– Taxation: GST (Real Estate-specific), Income Tax, TDS.

– NBFC Regulatory: RBI Returns, ALM, CRAR, Provisioning Norms.

– Real Estate: RERA Compliance, Project Accounting, JDA/JV Structuring.

– MIS & Fundraising: Board-level reporting, Bank Liaising, Loan Documentation.