Manager – Structured Finance/Credit Underwriting – Banking/Financial Services

  • Mumbai
  • 5–12 years

Website Coe Solutions

Roles & Responsibilities – Structured Finance (Structuring):

Deal Structuring & Evaluation:

– Structure customized financing solutions based on client requirements and cash flow assessment.

– Evaluate transaction feasibility, risk, profitability, and security structure.

– Design lending solutions across term loans, LAP, promoter funding, and structured credit.

Financial & Credit Analysis:

– Analyze financial statements, cash flows, and business performance.

– Build financial models and assess debt servicing capability.

– Identify key risks and recommend mitigation measures.

Credit & Proposal Preparation:

– Prepare credit notes, investment memorandums, and transaction summaries.

– Present recommendations to credit committees and senior management.

– Ensure compliance with internal policies and regulatory requirements.

Transaction Execution:

– Coordinate with business, legal, risk, and operations teams for deal closure.

– Review transaction documents, term sheets, and sanction letters.

– Monitor documentation and pre-disbursement compliance.

Portfolio Monitoring:

– Monitor portfolio performance and borrower financial health.

– Track covenant compliance and identify early warning signals.

– Support refinancing and restructuring initiatives where required.

Stakeholder Management:

– Engage with clients, promoters, and internal teams to understand funding needs.

– Support business teams in structuring and negotiating transactions.

– Participate in client meetings and due diligence discussions.

Market Research:

– Monitor industry trends, market developments, and regulatory updates.

– Assess sector opportunities, risks, and competitive market practices.

Key Skills Required:

– Structured Finance & Credit Underwriting, Financial Modelling & Valuation, Cash Flow Analysis, Risk Assessment & Mitigation, Debt Structuring & Documentation, Corporate Finance, Excel & Financial Analysis, Negotiation & Stakeholder Management, Presentation & Credit Writing Skills.

Preferred Experience:

– 5 – 12 years in Structured Finance, Corporate Lending, Investment Banking, Credit, NBFCs, Banks, or Financial Institutions.

– Experience in structuring complex lending transactions and preparing detailed credit proposals.

To apply for this job please visit www.iimjobs.com.

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