Head – Treasury – Banking/Financial Services

Job Description – Head – Treasury:

Role Summary:

Lead the organization’s treasury function by driving liability strategy, fund raising, liquidity management, banking relationships, and capital planning. Responsible for establishing a robust treasury framework, optimizing funding costs, ensuring adequate liquidity, and supporting the company’s long-term growth through strategic financing initiatives.

Key Responsibilities:

Treasury Strategy & Fund Raising:

– Develop and execute the company’s overall treasury and liability management strategy.

– Raise funds through banks, NBFCs, domestic and international financial institutions, securitization, and debt capital market instruments.

– Structure and negotiate borrowing facilities to optimize the cost of funds.

– Diversify funding sources and build a sustainable liability franchise.

Banking & Lender Relationship Management:

– Build and maintain strong relationships with banks, financial institutions, investors, rating agencies, and other lending partners.

– Manage end-to-end lender onboarding, documentation, negotiations, and ongoing relationship management.

– Identify new financing opportunities to support business expansion.

Liquidity & ALM Management:

– Monitor daily liquidity position and ensure adequate funding for business operations.

– Lead Asset Liability Management (ALM), cash flow forecasting, and liquidity planning.

– Develop strategies for efficient deployment of surplus funds while maintaining regulatory compliance.

Capital Market & Structured Finance:

– Execute securitization and structured finance transactions.

– Coordinate debt issuance, refinancing, and capital market transactions.

– Evaluate innovative funding avenues to improve capital efficiency.

Treasury Operations & Governance:

– Establish treasury policies, controls, and operating frameworks.

– Ensure compliance with RBI regulations, internal treasury policies, and governance standards.

– Drive automation and process improvements within treasury operations.

Rating Agency & Investor Relations:

– Manage relationships with domestic and international credit rating agencies.

– Coordinate rating assessments, annual surveillance exercises, and information sharing.

– Support investor presentations and financing discussions with lenders and stakeholders.

Stakeholder Management:

– Collaborate with Finance, Risk, Business, Legal, Compliance, and Operations teams for seamless execution of treasury initiatives.

– Present treasury performance, funding strategy, and liquidity updates to senior management and the Board.

Key Skills:

– Treasury Management

– Liability Management

– Fund Raising

– Structured Finance

– Securitization

– Banking Relationships

– Capital Markets

– Asset Liability Management (ALM)

– Liquidity & Cash Flow Management

– Debt Planning

– Credit Rating Management

– Financial Strategy

– Treasury Operations

– Risk Management

– Financial Negotiation

– Stakeholder Management

Preferred Background:

– 8 – 15 years of experience in Treasury, Corporate Finance, or Financial Institutions.

– Experience in NBFCs, Banks, Housing Finance Companies, or FinTech lending organizations.

– Proven track record of raising large-scale debt from banks, financial institutions, and capital markets.

– Strong understanding of RBI regulations, debt instruments, treasury products, and structured finance.