Job description
Position : Credit analyst/Senior Credit analyst
Salary : 4.5LPA
Experience : Personal Loan/Home loan/LAP/term loan underwriting experience 1-3 years.
Location : Bangalore (HSR Layout)
Shift : General Shift (Sunday Weekoff)
Job Type : Work from Office
Job Description
• Appraise the loan requests or applications by checking overall Credit Eligibility of customer as per Income and as per credit policy/guidelines.
Assess customers’ financial status (income and expenses) and evaluate creditworthiness using internal underwriting guidelines.
Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts.
• Analyse risk parameters and criteria while underwriting the loan application to minimize the risk of delinquency.
Prepare credit appraisal memorandum for approval.
Portfolio quality management to ensure lower delinquency ratio.
Maintain productivity and TAT as per prescribed norms.
If ur interested kindly share me ur CV to usha.sundar@adecco.com & below details
1) Present CTC (Fixed + VP) –
2) Expected CTC –
3) No. of years experience –
4) Notice Period –
5) Offer-in hand –
6) Reason of Change –
7) Present Location
Role: Credit Manager
Industry Type: FinTech / Payments
Department: BFSI, Investments & Trading
Employment Type: Full Time, Permanent
Role Category: Lending
Education
UG: Any Graduate
Key Skills
credit analysisRisk Analysis
https://www.naukri.com/job-listings-credit-analyst-senior-credit-analyst-adecco-india-private-limited-bangalore-bengaluru-1-to-3-years-150622002442?src=simjobsjd_rt