Crisil Limited – Credit Analyst

About the job
Role

Functional Responsibility / Domain Related

 Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions, and in responding to credit events
 Assist global Credit Analyst(s) in cash flow analysis, including for complex deals
 Analyze industry dynamics and regulatory trends
 Prepare internal credit research reports and notes. Assist global Credit Analysts in preparing publishable credit reports.
 Model and regularly maintain structured finance deals (RMBS, ABS, CMBS, etc. across regions) using proprietary platforms; ensure the correctness of the cash flows. Modelling involves:
o In-depth understanding of transaction documents such as Offering Circular, Indenture, Swap Agreement, etc. to understand the structure and features of the deals
o Preparing set up files
o Writing appropriate conditions & payments structure in the tool needed to generate the required output and make it ready for investors
 Model maintenance involves regular testing and validation of models based on the most recent reports, statements published by issuers, servicers, understanding payment structures and revising the model to be in sync with expected outcome
 Stay abreast of the latest developments in the structured finance market and understand / be able to comment on their potential impact
Process Adherence

 Focus on review / QC, adding analytical inputs when required
 Create and maintain base level training, process manuals and documentation to ensure smooth execution of tasks
 Adopt the defined processes in day to day execution of assignments
 Identify process improvement avenues and identify value added work
 Ensure that new knowledge gained is retained and documented through operating manuals
 Work with other teams and suggest methods to make the current process more efficient
 Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.
Client Management / Stakeholder Management

 Build and maintain relationships with international clients
 Set expectations with clients regarding scope of work, timelines, etc.for routine tasks
 People Development
 Provide analytical mentoring to junior members of the team
 Implement team-level initiatives
Familiarize new recruits to the team and organization
Candidate Profile

 Excellent oral and written communication skills
 Understanding of accounting and financial analysis and concepts
 Positive attitude with qualities of a team player
 Solution orientation
 Open to new ideas and initiatives
 Ability to build client relations and take a view based on client guidance
 Ability to take ownership and execute tasks independently
 Ability to deal with pressure
Essential Qualifications

 Two years full-time MBA (Finance) or equivalent OR CA
Preferred Qualifications

 Two years full-time MBA (Finance) or equivalent OR CA

https://www.linkedin.com/jobs/view/3671238689

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