Job description
Roles and Responsibilities:
Credit evaluation of borrower transaction history, credit bureau, bank statement, and other data.
Personal discussions with customers and credit checks of applications as per policy.
Suggest credit policies, credit lines, procedures, and standards in conjunction with business.
Customer query resolution pertaining to sanction/disbursements.
Monitor loans on a continuous basis to ensure minimal delinquencies and NPA.
Constantly thinking of new ways to leverage technology for faster credit evaluation.
Desired Candidate Profile:
2+ years of experience in credit in a leading bank/NBFC/Fintech managing Business Loan Product Small Ticket Size 30-50 Lacs
Experience in risk, policies, and collection will be a plus.
History of very low delinquencies and top performance.
Strong written and communication skills.
Strong process-oriented skills and a high degree of solution orientation and perseverance.
Inclination towards understanding digitalization of underwriting, lending, and risk-based solutions.
https://www.naukri.com/job-listings-credit-underwriter-unsecured-business-loans-iifl-finance-new-delhi-delhi-pune-maharashtra-chennai-tamil-nadu-bangalore-bengaluru-karnataka-mumbai-all-areas-0-to-3-years-100823008344?src=jobsearchDesk&sid=16932271509543947_2&xp=3&px=1
