Website Coral Ridge Management
About the Role:
We are looking for an experienced and detail-oriented Finance Controller to lead the finance and accounts function of the organisation. The ideal candidate will be a Chartered Accountant with a strong background in financial control, compliance, and reporting, preferably with exposure to the gold loan, bullion, NBFC, or financial services industry. This role requires a strategic thinker who can ensure financial discipline, regulatory compliance, and support business growth through sound financial governance.
Key Responsibilities:
Financial Control & Reporting:
– Oversee preparation of accurate and timely monthly, quarterly, and annual financial statements in line with applicable accounting standards (Ind AS/IGAAP).
– Ensure robust internal financial controls (IFC) are designed, implemented, and monitored across the organisation.
– Manage the monthly closing process, including reconciliations, accruals, and variance analysis.
– Present financial performance reports, MIS, and dashboards to senior management and the board.
Compliance & Regulatory:
– Ensure compliance with statutory requirements – Income Tax, GST, TDS, RBI/NBFC regulations (if applicable), Companies Act, and other applicable laws.
– Liaise with statutory auditors, internal auditors, tax consultants, and regulatory authorities.
– Ensure timely filing of returns, audits, and regulatory submissions.
– Stay updated on changes in gold loan/bullion trade regulations, RBI guidelines, and financial compliance norms.
Treasury & Cash Flow Management:
– Monitor daily cash flow, fund positions, and working capital requirements.
– Manage banking relationships, credit facilities, and gold-backed lending/borrowing arrangements.
– Oversee gold inventory valuation, hedging strategies, and price risk management (if applicable to bullion operations).
Budgeting & Financial Planning:
– Lead the annual budgeting process and periodic forecasting/re-forecasting.
– Conduct cost analysis and identify areas for cost optimization and margin improvement.
– Support business heads with financial insights for strategic decision-making.
Audit & Risk Management:
– Coordinate statutory, internal, and tax audits; ensure timely closure of audit observations.
– Identify financial risks and implement mitigation controls.
– Ensure adequate documentation and audit trails for all financial transactions.
Team Leadership:
– Lead, mentor, and manage the finance and accounts team.
– Set performance goals, review team output, and build finance function capability.
– Coordinate cross-functionally with operations, compliance, HR, and business teams.
Required Qualifications & Experience:
– Chartered Accountant (CA) – mandatory.
– Minimum 8+ years of post-qualification experience in finance/accounts, with at least 3 years in a leadership/controllership role.
– Prior experience in gold loan companies, NBFCs, bullion trading, jewellery, or the financial services industry is strongly preferred.
– Strong knowledge of Ind AS/IGAAP, Income Tax, GST, and RBI/NBFC regulatory framework.
– Hands-on experience with ERP/accounting systems (Tally, SAP, Oracle, or similar) and MS Excel.
– Proven experience managing statutory and internal audits.
Key Skills:
– Strong analytical and financial acumen
– Excellent knowledge of regulatory and statutory compliance
– Strong leadership and people management skills
– High attention to detail and accuracy
– Strong communication and stakeholder management skills
– Ability to work under pressure and manage multiple priorities
– Integrity and sound ethical judgment (critical given handling of high-value gold assets)
What We Offer:
– Competitive compensation aligned with industry standards
– Leadership role with direct exposure to senior management/board
– Opportunity to shape financial governance in a growing organization
To apply for this job please visit www.iimjobs.com.
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