GyanDhan – Finance Manager – CA

Senbonzakura Consultancy Private Limited

Fueling Ambitions. Enabling Education.

Job Description – Finance Manager

About GyanDhan:

GyanDhan is a fintech platform empowering students to pursue higher education by simplifying education loans and study abroad services. Through strong banking partnerships and a student-first approach, we enable seamless access to financing, guidance, and essential support throughout the study abroad journey.

Job Description:

The finance manager will be responsible for overseeing the whole finance / accounts / compliance department at GyanDhan. The individual will be responsible for monitoring general accounting practices, budgeting, developing internal accounting controls, tracking high-volume corporate client accounts, payroll processing, RBI interaction and compliance, and the design and ownership of automated, policy-enforced finance processes across the group.

Roles and Responsibilities:

– Own the redesign of the finance function into documented, automated processes: write SOPs for every recurring process (month-end close, reconciliations, TDS/GST, RBI and CIC returns) and co-own the finance automation roadmap with the Tech team

– Implement the delegation-of-authority matrix, maker-checker approvals and finance policies (expense, procurement, related-party) as enforced system workflows, not just documents

– Own lender commission invoicing, ledger reconciliation and dispute tracking for the marketplace (SCPL)

– Maintain a compliance calendar covering statutory and RBI filings for both entities, with named owners and evidence of each filing

– Oversee and manage the general accounting functions, including, but not limited to accounts payable, accounts receivable, general ledger, and taxes, payroll and secretarial provisions

– Support debt raises led by the CEO: maintain lender data rooms, prepare lender MIS and covenant compliance reports, and coordinate due-diligence requests from lenders and investors

– Help/prepare with quarterly and year-end financial audit activities and the annual corporate financial controls audit

– Engaged in preparation of annual financial statements as per the required accounting standards/Ind AS accounting standards

– Prepare, review, and analyze financial statements to ensure accuracy and completeness

– Oversees preparation of business activity reports, financial forecasts, and annual budgets

– Supervise and/or manage general ledger accounting functions

– Responsible for tax planning throughout the fiscal year; files annual corporate tax returns

– Responsible for indirect tax planning throughout the fiscal year; files indirect tax returns

– Overseeing Payroll compliances including but not limited to Provident Fund and ESI

– Presents recommendations to management on short-term and long-term financial objectives and policies

– Ensures compliance with local and state government requirements

– Ensure proper accounting of Direct assignments as per Ind AS 109 and other Ind AS

– Ensure compliance with RBI regulatory requirements i.e Calculation of CRAR, NIM, NPA, DNBS etc.

– Income tax assessments and preparation of replies to the IT notices

– Indirect tax verification and preparation of submissions to government departments

– Preparing MIS reports for presentation to leadership team

– Proper recording of Subvention/interest income on the loan portfolio, preparation of amortization schedule of loan portfolio and borrowings as per effective interest rate method

– Accounting of Securitization of Loans, Debentures, OCPS/CCPS, and other structured instruments

Requirements:

– 5+ years of progressive accounting experience with a portion of it being in a supervisory role leading a team 5 – 6 members

– Excellent verbal and written communication abilities across all levels of the organization

– Advanced technical knowledge of Accounting, taxes, payroll, companies Act and RBI regulations

– Advanced Microsoft Excel skills. Hands-on experience with ERP systems (Tally/Frappe or similar) and with automating or rebuilding a finance process; comfortable using AI tools daily. Candidates should be able to give a specific example.

– Functional knowledge of Tally, Loan Management system, income tax/TDS and GST

– Proven work experience as a Financial Accountant/Manager or similar role

– Prior NBFC or lending-business finance experience (DNBS returns, provisioning, CIC reporting): strongly preferred

Office Timings:

10 AM – 7 PM (With alternate Saturdays off and Fixed Sundays Off)

Academic Qualifications:

CA or MBA (Finance) with a strong finance controllership background

Experience:

5 – 8 years, of which at least 3 in NBFC / lending-business finance

Location: Noida Sector 3

Reports to: CEO

Success measures (first 12 months):

Month-end close for both entities within T+7 working days; RBI and CIC returns generated from a single reconciled data source with zero missed filings; top three finance processes automated and documented, with maker-checker enforced in the system