Head – Digital Business – Banking/Financial Services

  • Mumbai
  • 15–20 years

Website GeekMindz Solutions

Head of Digital Business

Location: Mumbai

Total Experience: 15+ years

Relevant Experience: 7+ years

Role Objective:

Lead, scale, and optimize the Digital Business P&L across the full customer lifecycle – from acquisition to revenue – by delivering measurable growth in digital adoption, transactions, active customers, and product penetration. The role is built for an execution – strong business leader who uses data, experimentation, and cross – functional influence to generate tangible outcomes.

Key Responsibilities:

1. Own & Scale the Digital Business P&L:

– Drive revenue, contribution margins, and unit economics across all digital channels.

– Delivering business KPIs aligned to near – term and long – term growth plan.

– Improve acquisition costs, funded/ transacting customers and digital platform revenue share.

2. Accelerate Digital Acquisition:

– Scale multi channel digital acquisition, prioritizing Bank and Organic channels while tactically using Paid channels (SEM/Google/Meta) and Aggregators.

– Improve funnel conversion from installs – leads – account opened – funded – active.

– Shape budgeting, channel ROI, CAC norms, and agency performance.

3. Drive Activation, Engagement & Retention:

– Increase app adoption, logins, trade active users, turnover and product usage.

– Build cohort based lifecycle journeys to improve new user activation within first 30 days.

– Reduce drop – offs through remarketing, nudges, journeys, and omni – channel interventions.

4. Product & Experience Leadership:

– Influence Product & Tech roadmap for App/Web to drive adoption and reliability.

– Push improvements in KYC/ onboarding flows, platform UI UX, product and service journeys.

5. Data – Driven Growth & Experimentation:

– Use funnel, cohort, behavioural insights to prioritize growth and cuts low – return actions.

– Establish test – and – learn cadences for acquisition, activation, retention, and monetization.

– Strengthen data availability, hygiene, centralization, and actionable dashboards.

6. Strengthen Revenue & Product Monetization:

– Scale revenue across transaction, fee – based and distribution products.

– Expand platform revenue share via deeper digital engagement and product adoption.

– Drive cross – sell and up – sell programs across Retail, Mass Affluent, HNI/NRI segments.

7. Drive Strategic Partnerships & Ecosystem Plays:

– Evaluate alliances to expand distribution, improve economics, or strengthen the proposition.

– Partner closely with parent Bank channels to exponentially scale leads and conversions.

8. Cross – Functional Execution Excellence:

– Work with Compliance, Ops, Technology, InfoSec, Product, Marketing to ensure compliant and timely execution.

9. Build a High – Performing Digital Growth Team:

– Hire, mentor, and enable a team skilled in growth, lifecycle marketing, analytics, and digital product execution.

Key Performance Indicators (KPIs):

– Digital/ DIY P&L: Revenue, DIY/ Platform Revenue Contribution, Margin Contribution.

– DIY Customer Acquisition Growth: Organic + Paid + Bank + Aggregators.

– Engagement Metrics: App Installs, DAU/ MAU, Daily Trade Actives.

– ARPU growth, product penetration (ESIP, MTF, WealthBox, IPO, MF).

– Platform reliability, downtime reduction, KYC journey conversion.

Required Qualifications:

– 15+ years of total experience; 7+ years in digital business/ growth/ product monetization roles.

– Proven ownership of a digital P&L across acquisition, activation, engagement, retention, and revenue.

– Experience delivering measurable business growth (revenue, CAC, ARPU, conversion improvements).

– Strong analytical and commercial judgment; ability to turn data into decisions and action.

– Understanding regulatory, operational, and customer considerations in financial or regulated digital businesses.

– Experience building high – performance teams and running operating cadences.

Preferred Qualifications:

– Experience in Stock Broking, Payments, Lending Fintech, Quick Commerce.

– Prior experience at a bank – based stockbroker.

– Strong understanding of broking/investment products, transaction economics, and digital distribution models.

– Experience using CRM, Martech, ASO/SEO, experimentation, and product analytics.

– Experience shaping App/Web experience for scaled consumer platforms.

Ideal Candidate Persona:

– Commercially strong operator who values speed, outcomes, and measurable ROI.

– Deep understanding of customer journeys, funnel dynamics, and lifecycle execution.

– Hands – on with data, experiments, and cross – functional delivery.

– Able to balance growth with compliant operations in a regulated environment.

– Strong communicator who aligns senior stakeholders and drives execution discipline.

To apply for this job please visit www.iimjobs.com.

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