Website Scrabble
Head of Finance
Location: Mumbai
Experience: 9 to 15 years
Industry: NBFC / Consumer Lending / Financial Services
Reporting to: Founder & Executive Director / CEO
Key Responsibilities:
Treasury, Fundraising & ALM:
– Own the company’s overall treasury strategy and liquidity management.
– Lead relationships with banks, financial institutions, debt investors and other funding partners.
– Drive debt fundraising across bank borrowings, NCDs, Commercial Paper and other structured funding avenues.
– Develop and optimise the company’s liability profile and cost of funds.
– Drive ALM, liquidity planning and capital allocation.
– Evaluate and develop opportunities around securitisation, co-lending and other structured finance transactions.
– Work closely with rating agencies and lenders to strengthen the company’s credit profile.
Finance & Controllership:
– Lead financial reporting, accounting, MIS, budgeting and forecasting.
– Ensure robust financial controls, governance and audit processes.
– Strengthen finance processes and systems as the organisation scales.
– Drive profitability analysis, cost optimisation and business performance reviews.
– Ensure appropriate application of Ind AS, including Ind AS 109, ECL and related NBFC accounting requirements.
Regulatory & Risk Governance:
– Ensure timely and accurate RBI and other regulatory reporting.
– Strengthen financial governance, internal controls and compliance frameworks.
– Partner with Risk, Credit, Operations and Business teams on financial and portfolio-related matters.
– Ensure appropriate monitoring of capital adequacy, liquidity and other key financial metrics.
Investor & Board Management:
– Lead financial reporting and communication with investors and lenders.
– Prepare and present financial and business performance updates to the Board and senior leadership.
– Support fundraising discussions, due diligence and investor interactions.
– Work closely with the Founder and CEO on strategic financial decisions.
Leadership:
– Build and lead a strong finance organisation across controllership, FP&A, treasury and regulatory finance.
– Develop a scalable finance operating model suited to a rapidly growing NBFC.
– Act as a strategic finance partner to the Founder and CEO.
– Build a culture of ownership, discipline, transparency and data-driven decision-making.
Ideal Candidate Profile:
– Chartered Accountant with 9-15 years of relevant experience.
– Strong experience in an NBFC, consumer finance, vehicle finance, fintech lending or related financial-services business.
– Strong exposure to treasury, ALM, debt fundraising and lender relationships.
– Experience across bank borrowing, NCDs, Commercial Paper, securitisation and/or co-lending will be highly valued.
– Strong understanding of Ind AS 109, ECL and NBFC financial reporting.
– Experience working with rating agencies, lenders, investors and auditors.
– Strong understanding of RBI regulatory requirements and financial governance.
– Demonstrated experience in building or scaling finance teams and processes.
– Strong commercial orientation with the ability to connect finance with business growth and profitability.
– Excellent stakeholder-management and communication skills.
To apply for this job please visit www.iimjobs.com.
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