Product Manager – Credit Syndication

Product Manager – Credit Syndication

Business Unit: Wholesale Banking

Experience: 5 – 10 Years

Location: Mumbai

About the Role:

We are looking for an experienced Product Manager – Credit Syndication to join our Wholesale Banking team. The role will be responsible for driving fee generation through syndication of transactions and sell-down of identified exposures from the Bank’s balance sheet, supporting underwriting and de-risking strategies.

The ideal candidate should have strong experience in credit syndication, deal structuring, lender/investor management, financial analysis, and transaction execution, along with strong market knowledge and relationship management skills.

Key Responsibilities:

– Prepare transaction-related materials including Information Memorandum, Financial Models, Term Sheets, Teasers, Pitch Books, and presentations for deal placement.

– Facilitate the lender/investor approval process, from Head of Terms and in-principle approval through final sanctions and documentation.

– Coordinate and negotiate with stakeholders during the transaction documentation and closure process.

– Manage relationships with existing lenders and investors and build a strong network of institutional participants.

– Identify and evaluate potential credit syndication and sell-down opportunities in the market.

– Conduct market scoping and origination activities, including cold calling and client outreach.

– Track business news, industry publications, rating actions, Bloomberg, MCA filings, and other market intelligence sources to identify potential transaction opportunities.

– Engage with prospective clients to understand their financing requirements and generate new business opportunities.

– Maintain and manage the team’s MIS and transaction pipeline reporting.

– Support team-related activities including SOP reviews, internal audit (IA) engagements, and process-related initiatives.

– Work closely with internal stakeholders to ensure timely execution and closure of transactions.

Required Skills & Experience:

– 5 – 10 years of relevant experience in Credit Syndication.

– Strong understanding of credit transactions, loan syndication, sell-downs, and underwriting/de-risking strategies.

– Experience in preparing Information Memorandums, financial models, term sheets, teasers, pitch books, and presentations.

– Strong understanding of the lender/investor approval and sanction process.

– Proven experience in client origination, relationship management, and institutional investor/lender engagement.

– Strong financial analysis and transaction evaluation skills.

– Good understanding of market and industry trends with the ability to identify potential business opportunities.

– Strong communication, negotiation, stakeholder management, and presentation skills.

– Ability to work in a fast-paced, target-oriented Wholesale Banking environment.

Educational Qualification:

Graduation: Any Graduate

Post Graduation: Any Post Graduate