Website Dimensions HRD Consultants
Role Details:
We are seeking a highly skilled and detail-oriented Senior Credit Analyst to join our credit risk team in Mumbai. The role involves comprehensive analysis, underwriting, and approval of credit proposals for Non-Banking Financial Companies (NBFCs). The candidate will play a key role in evaluating financial health, assessing risk, and ensuring high-quality credit decisions aligned with the banks risk appetite.
Overall Job Description:
– Conduct in-depth financial analysis of NBFCs, including balance sheets, income statements, cash flows, and key ratios.
– Evaluate credit proposals and prepare detailed credit appraisal notes.
– Perform industry and peer analysis to assess sectoral risks and opportunities.
– Underwrite loan proposals in line with internal credit policies and regulatory guidelines.
– Assess business models, management quality, governance practices, and risk frameworks of NBFCs.
– Identify key risks and recommend appropriate risk mitigation strategies.
– Present credit proposals to internal credit committees for approval.
– Monitor existing exposures and track performance of NBFC clients.
– Ensure compliance with regulatory requirements and internal risk frameworks.
– Coordinate with relationship managers, legal, compliance, and risk teams.
To apply for this job please visit www.iimjobs.com.
Applying? Get your resume ready first: build or download your TCI resume.
