Credit Analyst

Also what ratios (liquidity, leverage, etc.) you’ll look into as relationship person and what as credit person while on boarding a new corporate.
And also what’s your understanding of the difference between credit and relationship manager.
What is important yardstick in assessment of Term Loan?
What are IRAC norms?
What ratios you will look for when giving credit?
What products do banks generally offer?
MD of HDFC bank.
MD of ICICI bank.
Which is the largest bank in India In terms of business (asked initially into the interview) and also 2nd largest.
Adani is with ICICI how will you bring them with us (HDFC)?
MD of Axis bank.
How RTGS is different from NEFT?
Difference between broad money and narrow money?
What SLR, CRR, REPO, Reverse Repo and rates?
How is a firm valued?
What is securitization?
What is loan syndication?
What is book value?
Tell me some Liquidity and Coverage ratios?
Difference between solvency and liquidity?
What is the difference between commercial and investment banking?
What is the importance of CIBIL & why it is checked?
What ratios you will look for when giving credit?
Which credit ratios would you consider when evaluating a borrower’s financial situation?
What is Assets to Turnover Ratio?
What is the role of Cash Flow?
What is the difference between Quick Ratio and Current Ratio?
Distinguish between long term and short-term debt?
What have you learnt from Financial Statement Analysis?
What is working capital? How will you calculate it?
What is Credit Risk?
What is Distressed Securities?
What is Credit Crunch?
What is Loan to Value Ratio?
What is net worth of a company?
What is Debt to Income Ratio?
What is Down Payment?
What kinds of credit facilities are available to businesses?
Are banks targeting a specific debt-to-capital ratio?
How do credit rating companies helps in credit analysis?
How would you decide whether to lend to a business?
What does “interest coverage ratio” mean?
What is DSCR? [Very important]
What Is Underwriting? Explaining the Underwriting Process
What are the important responsibilities of a Credit Analyst?
How is a Credit Analyst different from a Loan Officer?
What is credit Analysis?
Explain Credit Risk ?
LIST THE BASIC ASSET LIABILITY MANAGEMENT (ALM) MODELS?
DISCUSS THE ROLE AND FUNCTIONS OF ASSET LIABLITY MANAGEMENT COMMITTEE
ENUMERATE THE THREE REST PILLARS OF ALM PROCESS AS PER RBI GUIDELINES ?
DEFINE ASSET LIABILITY MANAGEMENT (ALM)?
What credit measures do banks often look at? / What typical credit analysis ratios are there?
What is Interest Coverage Ratio
What are the 4 Cs of the Credit analyst?