HDFC – Credit Manager

Location- New Delhi

Roles and Responsibilities-

Responsible for the credit appraisal and underwriting of self-employed customers.
Assessment of risk and repaying capacity of the customer to ascertain the credit worthiness.
Recommending the loan application for sanctioning post the credit appraisal process.
Interacting with customers via telephone and visiting business setup to understand nature of business in order to fulfill the customer’s needs and requirements.
Maintaining relationships with various channel partners & customers to generate more business.


Strong command over verbal/written communication and should be a good listener
To exhibit high level of integrity and business ethics.
Ability to work in a team to achieve the organization’s goals.
Ability to choose the best course of action based on data analysis and selecting the optimal outcome
Establish and maintain effective relationships with internal and external stakeholders in a formal and informal forum.
Ability to multitask and prioritize activities by ensuring TAT is maintained in order to achieve desired results.
To analyze financial statements like balance sheet, profit and loss statement, ratio analysis and other requisite documents.

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